Welcome to www.firstkyc.com. These Website Terms of Use ("Terms") govern your access to and use of our Website and its content. By accessing or using the Website, you agree to comply with these Terms. If you do not agree, please discontinue use immediately.

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1. Definitions

• "We/Us/Our" means FirstKYC Pte. Ltd., a company incorporated in Singapore (UEN: 202505775N) with registered address at 12 Lakeshore View, Singapore 098284.
• "User/You/Your" means any person or entity accessing or using the Website.
• "Content" means any text, graphics, images, video, audio, software, scripts, or other materials displayed on or available through the Website.

2. Scope of Terms

These Terms apply to your access to and use of the Website and do not cover any mobile or desktop applications, services, or transactions you may enter into via our Platform. Additional terms may apply if you register for or purchase a service through FirstKYC.

3. Access to the Website

• No Fee: Access is provided free of charge and on an "as is, as available" basis.
• Availability: We may suspend or discontinue the Website (or any part) without notice. We do not guarantee uninterrupted or error-free access.

4. Changes to Website or Terms

• Website Updates: We may modify, update, or remove Content at any time.
• Terms Updates: We reserve the right to amend these Terms at our sole discretion. Significant changes will be posted here with a revised "Last Updated" date. Continued use constitutes acceptance of updated Terms.

5. Permitted Use

• Lawful Purposes Only: You may use the Website only for lawful purposes and in accordance with these Terms.
• Personal & Non-Commercial: Unless you obtain our prior written consent, you may not use the Website for any commercial or resale purpose.

6. Intellectual Property

• Ownership: All Content and intellectual property rights in the Website remain owned by FirstKYC or its licensors.
• License: We grant you a limited, revocable, non-exclusive license to view and download Content solely for personal, informational use.
• Restrictions: You may not reproduce, modify, distribute, frame, scrape, or create derivative works from the Website or Content without our express written permission.

7. Links to Other Websites

• External Links: The Website may contain links to third-party sites for your convenience. We do not endorse and have no control over their content or practices.
• No Liability: We are not responsible for content, privacy policies, or practices of linked sites. You access them at your own risk.

8. Disclaimer of Warranties

• AS IS: The Website and Content are provided "as is" without any warranties of any kind, whether express or implied.
• No Guarantee: We do not warrant accuracy, completeness, reliability, or availability of the Website or Content, or that any defects will be corrected.

9. Limitation of Liability

• No Indirect Damages: To the fullest extent permitted by law, FirstKYC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Website.
• Maximum Liability: Our total liability for any claim arising from the Website shall not exceed S$100 or the amount you have paid us in the past six months, whichever is lower.

10. Security & Viruses

• No Guarantee: We strive to keep the Website secure and free from viruses or malware, but we cannot guarantee it.
• Your Responsibility: You are responsible for ensuring your own device and network security and taking appropriate safeguards when accessing the Website.

11. Acceptable Use

You must not:

1. Attempt to gain unauthorized access to any part of the Website or its systems.
2. Introduce any malicious code, viruses, or harmful content.
3. Engage in any data scraping, caching, or harvesting without authorization.
4. Transmit any unlawful, defamatory, abusive, or otherwise objectionable content.

12. Personal Data & Privacy

• Privacy Policy: Our Privacy Policy (https://www.firstkyc.com/privacy_policy) explains how we collect, use, and disclose your personal data.
• Consent: By using the Website, you consent to our collection and processing of personal data as described.

13. Governing Law & Jurisdiction

These Terms are governed by the laws of Singapore. Any dispute arising out of these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the Singapore courts.

14. Contact